Terms of Business

Our policies for the hospitality sector provide security and peace of mind.
Commercial (PDF)
Retail (PDF)
Personal (PDF)
Commercial (PDF)
Retail (PDF)
Personal (PDF)
Like to discuss insurance with a professional who understands your needs?
The Pharos Service Includes
Click here to enquire online or Click here to meet the team.
Tel Dover: 01304 215522
Tel Folkestone: 01303 270255