Motor Trade Insurance

Over 50 years' experience

At Pharos, we have been arranging cost-effective cover for motor traders of all shapes and sizes for over 50 years. We’re proud of our expertise and our commitment to the trade, and of the wide range of flexible cover options we can offer our customers, who range from small sole traders to approved vehicle repairers and large main dealers.

We deal with the major motor trade insurers and have special schemes available for these businesses.

Our specialist team deals with all aspects of the motor trade and will design a policy to meet your specific needs, whatever the size or scope of your business.

We provide cover for motor trade businesses across the board, including the following:

  1. Sale or repair of new or used cars, motorcycles, caravans or commercial vehicles
  2. Bodywork repairers or coachbuilders
  3. Tyre and exhaust fitters
  4. Auto electricians
  5. Agricultural vehicle engineers
  6. Vehicle audio and security installers
  7. Petrol forecourts.

Our policies provide wide cover as standard, including full all-risks on your property and tools anywhere in the UK, as well as cover for stock in transit, and cover for your vehicle stock and for customers’ vehicles whilst these are at your premises, or being driven.

Pharos offers a choice of road risks covers, which includes the driving of vehicles by you, your spouse and your employees. Options are available that include the driving of vehicles by relatives and friends or named drivers.

Cover can also be extended to include loan or hire of vehicles; unaccompanied demonstration and private hire.

If you have any queries or questions about Pharos, we are always happy to help. For a competitive quote, call 01304 872900.

TO MAKE A enquiry CALL 01304 872 900


Like to discuss insurance with a
professional who understands
your needs? The Pharos Service Includes

  • Free Insurance Appraisal
  • Qualified Brokers
  • Personal Service

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