Hotels, Pubs & Restaurants
Pub, restaurant and hotel insurance needs to be arranged to meet the needs of the hospitality industry. We offer you more than just insurance: our policies provide security and peace of mind so you can concentrate on running your business; and if an unexpected event occurs, we will help put it right.
Our policies are clearly worded, so that they are easy to understand, and our easy payment options help you manage your cash flow.
You can arrange optional cover(s) to meet the specific needs of your industry, such as: employee dishonesty; personal accident; loss of liquor licence; frozen foods.
The standard package policies include cover for: buildings and/or tenant’s improvements; contents; business interruption; stock in trade; guest’s belongings; money; public/products and employer’s liability; commercial legal protection; personal accident.
We have been looking after hotels and restaurants for many years, including some of the largest businesses in Kent. Pharos provides cover for all types of organisations, from large group hotels to smaller cafes and specialist restaurants.