Charities Insurance - Care Insurance
We can offer charity and care solutions to a wide range of businesses, including care home insurance, nursing home insurance, childrenâ€™s home insurance, residential care home insurance and insurance for hospices, foster agencies, private hospitals and clinics.
Pharos has many yearsâ€™ experience in providing cover for the charity and care sector and truly understands the changing needs of customers within this market. Our policies offer real value which sets us apart in this specialist area.
In addition to the package policy, we can offer discounted training courses, products and services which are available through specially selected affinity providers. Our policies also provide access to a panel of risk assessment experts to help you meet your legal and regulatory requirements.
Some of our insurers can provide a building valuation service at no additional charge.
Our bespoke policies are tailored to the specific exposures, including â€˜charity trustee insuranceâ€™. For some of our polices, we automatically include up to Â£100,000 of charity trustee cover to give charities greater protection for claims against mistakes made by trustees.
Fidelity guarantee: exposure to employee fraud and dishonesty is an area of concern for many charities. Additional cover to protect against this is available as an optional section within your policy.