Working with you
Given the current economic climate, itâ€™s more important than ever for businesses to know that their insurance is correctly arranged, to ensure that all insurable losses are met in order to eliminate any drain on profits.
We work closely with you and your team to develop the right solutions for your business. Unlike other brokers, we apply a creative and forward thinking approach to reducing the premium you pay, which really gets results!
We use our negotiating skills to great effect whether to get an insurer to provide cover for â€˜difficultâ€™ risks, increase discounting for good risk-management or offer an improved claim settlement.
Making a claim
If you ever need to make a claim, you can rely on Pharos to provide the professional advice and support you need.
Our experienced claim specialists will work closely in partnership with you to progress your claim quickly and efficiently. They will explain the processes involved and the actions required and liaise with insurers and loss adjusters on your behalf, with the aim of achieving an efficient, fair settlement with the minimum of inconvenience to you and your business.
We also provide practical solutions to risk control. Some risks are obvious, but others may be embedded deep in an organisationâ€™s operations, so it is vital that you have a robust and effective risk management programme in place in order to:
Our team can assist you by recommending resources such as specialist legal expenses insurers, risk management divisions of insurance companies, and professional third party providers, who will help construct a programme that is right for your business, by evaluating: